{"id":148,"date":"2025-01-27T04:00:00","date_gmt":"2025-01-27T10:00:00","guid":{"rendered":"https:\/\/www.wichalonisagency.com\/blog\/?p=148"},"modified":"2025-01-20T12:57:29","modified_gmt":"2025-01-20T18:57:29","slug":"what-you-need-to-know-about-applying-for-first-time-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.wichalonisagency.com\/blog\/what-you-need-to-know-about-applying-for-first-time-auto-insurance\/","title":{"rendered":"What You Need to Know About Applying for First Time Auto Insurance"},"content":{"rendered":"<p>Congratulations on your first car! Apart from adding personal touches to your vehicle, you need to ensure it&#8217;s insured. In Georgia, it&#8217;s mandatory to have coverage of at least $25,000 for bodily injury per person, $50,000 for all people potentially injured in an accident, and $25,000 for property damage. It&#8217;s always a good idea to compare different insurance options before making a decision.<\/p>\n<h2>Types of Car Insurance Coverage<\/h2>\n<p>Liability coverage pays for any damage you might cause and covers your legal costs. It&#8217;s required in all states except New Hampshire. Collision coverage pays for repairs to your vehicle if you hit a stationary object, including the ground. Comprehensive coverage pays for damages to your car that occur off the road. Since not everyone has insurance, uninsured\/underinsured motorist coverage is good to have as a precaution. Personal injury protection covers you if you&#8217;re injured in an auto accident. Medical payment coverage takes care of anything health insurance doesn&#8217;t. Do some research to find out how much coverage you need and what is legally required. As you develop a good driving record, your rates may decrease.<\/p>\n<h2>Wichalonis Insurance Agency: Serving Cumming, GA<\/h2>\n<p>Driving for the first time is an exciting milestone. If you&#8217;re in the Cumming, GA area, we hope you&#8217;ll contact Wichalonis Insurance Agency to help you find the policy you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congratulations on your first car! Apart from adding personal touches to your vehicle, you need to ensure it&#8217;s insured. In Georgia, it&#8217;s mandatory to have coverage of at least $25,000 for bodily injury per person, $50,000 for all people potentially injured in an accident, and $25,000 for property damage. It&#8217;s always a good idea to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[17,12,13],"class_list":["post-148","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-cumming-ga","tag-wichalonis-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/posts\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":1,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions"}],"predecessor-version":[{"id":149,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions\/149"}],"wp:attachment":[{"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/media?parent=148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/categories?post=148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wichalonisagency.com\/blog\/wp-json\/wp\/v2\/tags?post=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}