If you rent a house or apartment in Cumming, GA, you’ll likely invite guests into your home at some point. A neighbor or friend might drop by for a few minutes, enjoy a meal with you, or even stay overnight. Regardless of the occasion, there’s always a risk that your guest could suffer an accidental injury.<\/p>\n
The good news is that, with certain exceptions, renters’ insurance covers accidental injuries or property losses suffered by guests. This coverage includes compensation as well as legal defense. It’s particularly important if you own pets that could harm your guests. A limit applies to this coverage and varies depending on the specific policy.<\/p>\n
Renters insurance typically includes no-fault protection for health care expenses. This means your insurer can cover medical treatment after a visitor suffers injuries, without requiring a lawsuit or determination of fault. However, the limit on no-fault coverage is usually lower than the cap on liability insurance.<\/p>\n
If you want to increase liability coverage on your renters’ insurance, consider signing up for an umbrella policy. Umbrella policies can also boost liability limits on auto or landlord insurance. In addition to increasing liability limits, they provide coverage for libel and slander claims, regardless of whether the dispute involves a guest.<\/p>\n
If you’re looking for a renters insurance policy, turn to the experienced, knowledgeable agents at Wichalonis Insurance Agency in Cumming, GA. We serve tenants across central Georgia. As an independent agency, we offer a wide range of coverage options. To get started, contact Wichalonis Insurance Agency by calling 678-947-4533 today.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you rent a house or apartment in Cumming, GA, you’ll likely invite guests into your home at some point. A neighbor or friend might drop by for a few minutes, enjoy a meal with you, or even stay overnight. Regardless of the occasion, there’s always a risk that your guest could suffer an accidental […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[12,26,13],"class_list":["post-162","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-cumming-ga","tag-renters-insurance","tag-wichalonis-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t