{"id":26,"date":"2019-12-31T04:00:00","date_gmt":"2019-12-31T10:00:00","guid":{"rendered":"https:\/\/www.wichalonisagency.com\/blog\/?p=26"},"modified":"2019-12-31T10:17:47","modified_gmt":"2019-12-31T16:17:47","slug":"top-tips-for-purchasing-renter-s-insurance","status":"publish","type":"post","link":"https:\/\/www.wichalonisagency.com\/blog\/top-tips-for-purchasing-renter-s-insurance\/","title":{"rendered":"Top Tips for Purchasing Renter&#8217;s Insurance"},"content":{"rendered":"<p>Are you a renter who is considered renter&rsquo;s insurance coverage, but not sure where to start? Thankfully, our Wichalonis Insurance Agency team has put together a quick list of tips to keep in mind when purchasing renter&rsquo;s insurance in Cumming, GA.<\/p>\n<h3><strong>Tip #1: Select the Right Level of Coverage<\/strong><\/h3>\n<p>The most important aspect of purchasing renter&rsquo;s insurance is selecting the right level of coverage for your needs. This type of policy pays to replace your personal items if you&rsquo;re involved in a loss, so it is important to choose an amount that would adequately cover everything you own. Not sure where to start? Sit down and make a list of your personal items&mdash;from your toothbrush to your television&mdash;to help come up with an appropriate estimate.<\/p>\n<h3><strong>Tip #2: Choose a Deductible You Can Afford<\/strong><\/h3>\n<p>In addition to selecting the right level of coverage for your needs, it is also important to choose a deductible you can afford. A deductible is an amount you agree to pay toward the replacement of items during a loss, so it is vital you select an amount that would be easy to obtain. Most people go for $500 or $1000, but you do have the option of going higher.<\/p>\n<h3><strong>Tip #3: Know What&rsquo;s Covered<\/strong><\/h3>\n<p>What else do you need to know about renter&rsquo;s insurance? What your policy covers, of course. Usually, this includes incidents such as theft, vandalism, fire, wind, and hail damage. However, earthquake and flood damage is usually excluded in most policies.<\/p>\n<p>Renter&rsquo;s insurance is a great way to make sure you&rsquo;re protected in the event of a loss, even if you don&rsquo;t own the physical building you live in. Speak with your local agent to learn more about this important type of policy.<\/p>\n<p>Ready to purchase renter&rsquo;s insurance for your apartment or home? Please contact our team at the Wichalonis Insurance Agency. We proudly serve the Cumming, GA area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you a renter who is considered renter&rsquo;s insurance coverage, but not sure where to start? Thankfully, our Wichalonis Insurance Agency team has put together a quick list of tips to keep in mind when purchasing renter&rsquo;s insurance in Cumming, GA. Tip #1: Select the Right Level of Coverage The most important aspect of purchasing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[12,13],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-cumming-ga","tag-wichalonis-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.wichalonisagency.com\/blog\/top-tips-for-purchasing-renter-s-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" 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17:22:24","updated":"2025-06-04 11:43:04","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wichalonisagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.wichalonisagency.com\/blog\/category\/renters-insurance\/\" title=\"Renters Insurance\">Renters Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tTop Tips for Purchasing Renter\u2019s Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.wichalonisagency.com\/blog"},{"label":"Renters Insurance","link":"https:\/\/www.wichalonisagency.com\/blog\/category\/renters-insurance\/"},{"label":"Top Tips for Purchasing Renter&#8217;s 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