2450 Atlanta Hwy
Cumming, GA 30040
Although there are some similarities between regular auto insurance and RV insurance, many RV owners are not aware of the differences. Making sure that your RV is sufficiently covered by Wichalonis Insurance Agency serving Cumming, GA, is essential to protecting your investment.
RVs, which stand for recreational vehicles, can include a number of different types of vehicles, although often people think of motor homes and campers when they hear the term RV. RVs can also include all-terrain vehicles, or ATVs, boats, jet skis, other types of watercraft and in some cases motorcycles.
RVs need specialized insurance because RVs are used in ways that a regular vehicle would never be used. This is especially true of ATVs and watercraft. These types of vehicles are placed at special risks because of the environments in which they are used.
Because RVs are sometimes used only during limited times during the years, many insurance policies will allow for limited use coverage. This means that you can get a reduced cost for this insurance because you will not be using the RV all year long.
If motorhomes and campers are being used in a residential capacity, it is important to note that special insurance is required for this. Using an RV as a residence posing a special set of risks. You will want to make sure you are covered in the event that something happens to the RV. Your personal belongings can be covered as well if your motor home or camper is used as a residence.
RV insurance is important because it will protect your investment in the vehicle as well as protect you against liability should someone be injured because of the vehicle.
If you would like to learn more about RV insurance in Georgia, please contact our friendly staff at Wichalonis Insurance Agency serving Cumming, GA and surrounding areas.