3 things you should know about auto insurance in Georgia

The fastest way to end up on the wrong side of the law in Cumming, GA is to drive while uninsured. The agents at Wichalonis Insurance Agency can help you stay out of trouble by helping you find the policy that is best for your lifestyle. Read on to learn more about auto insurance in Georgia.

1. Georgia requires drivers to have liability coverage

The state of Georgia requires all drivers to have a minimum of $25,000 bodily coverage per person and $50,000 per accident of the same. The state also requires drivers to have $25,000 in coverage for property damage.

2. You open yourself up to a lawsuit if you go without coverage

You run the risk of receiving a fine for driving without auto insurance if a Cumming, GA peace officer stops you and discovers that you do not have a valid policy. Additionally, you run the risk of having to defend yourself in court if you run into someone while being uninsured.

The state of Georgia is one of many states that has little mercy when it comes to auto insurance. State officials, as well as law enforcement strongly, believe that individuals who operate vehicles should be responsible in every sense of the word. You may be a cautious driver who stops at every red light and yields at all of the crosswalks. You, however, pose a threat to the well-being of individuals if you drive uninsured.

A person injured in an accident that is your fault may face financial loss or even ruin if he has to pay for damages that you caused because your insurance policy either expired or was never instated. It is best, then, to follow the law when it comes to auto insurance and only drives when you have the minimum coverage.

3. Minimum coverage may not be enough

Even with minimum coverage, though, you may find yourself on the defensive side of a court of law if the damages you cause in an accident exceed your policy’s limits. It is for this reason that drivers are advised to find the auto assurance plan that best fits their lifestyle.

The agents at Wichalonis Insurance Agency have been in the business of finding the right insurance plans for consumers for many years. Call them today to get started with a quote!