Why Home Insurance is a Must

Whether buying or building your home, a lot of work goes into it. From planning, research, consultation to saving, homeownership is quite a Herculean task. However, your homeownership journey cannot be complete without a home insurance policy from Wichalonis Insurance Agency of Cumming, GA. 

Unfortunately, most homeowners think that home insurance is a waste of time and resources, only to realize the power of insurance coverage when perils like theft, fire, hail, and others strike. But do you have to learn the hard way? Certainly not. Here are the reasons why home insurance is a must-have investment. 

It may be required

Yes, no law in Georgia requires you to purchase home insurance, but it may be required by your mortgage lender to protect the investment from various perils.

It protects your most valuable asset

Few things are as valuable as your home. So why not do everything in your power to protect it? While installing security features and proper home maintenance is superb, the checklist is not complete without home insurance. This coverage repairs or rebuilds your home when perils like fire, lightning, hail, theft, and others occur. 

It’s affordable

Most homeowners shy away from home insurance because they think it’s expensive. However, the truth is that home insurance is just a fraction of your home value. It costs you a few tens of dollars, but it protects you from thousands, if not millions of dollars, in losses.

For peace of mind

Modern life can be hectic. With bills to pay, personal matters to attend to, and a family to take care of, there is much to be worried about. However, the safety of your home should be the last thing bogging your mind. Why? Let home insurance take care of your worries. Whether it’s liabilities, property damage, or additional living expenses, home insurance got you covered.

Buy home insurance today

Whether compulsory or not, you must invest in home insurance if you love your home. If you are shopping for home insurance in Cumming, GA, and its environs, please don’t look beyond Wichalonis Insurance Agency. Contact us today to start the conversation.