Why you need optional coverages in your RV insurance policy

Your RV acts as your home and car when you’re out there. So it makes sense to have proper RV insurance in place to protect all the vital aspects of your home on wheels. RV insurance is more similar to auto insurance than home insurance as it involves driving to move from one place to another. 

At Wichalonis Insurance Agency, we recommend getting all the required coverages and speaking to your insurance agent about other coverages that can fill the gaps left. Remember you need to carry the minimum liability coverage if you own a drivable RV in Cumming, GA. Here are a few reasons why you should buy additional coverages.

To protect your personal belongings

If you live in your RV or spend most of your time in your RV touring vast Georgia and other surrounding states, you may want to pay extra attention to your personal belongings coverage. If you have extremely valuable items in your RV, a separate policy for them would be a better idea.

There will always be an emergency 

No matter how well you plan your trip, there will always be something escaping your mind, such as forgetting to carry your flashlight or locking the door properly. Depending on the level of forgetfulness, you may want to make sure that you have enough coverage in case of accidents.

Peace of mind

Whether you’re planning a short or long trip, you want to enjoy every bit of the journey without worrying about your safety and other financial needs. Most optional coverages such as roadside assistance and vacation liability are designed to provide peace of mind that whatever happens, your policy has you covered.

We can help you

At Wichalonis Insurance Agency, we care about your safety. To learn more about RV and other insurance options, feel free to contact us or visit our Cumming, GA offices at your convenience.