Common RV Safety Hazards

When it comes to long-distance travel, few modes offer the freedom and adventure that RVing offers. As a mode of transportation, it provides the space to camp where you want, when you want. It also allows travel in style and comfort, with amenities like air conditioning and televisions. But with this kind of freedom also comes a variety of safety hazards.

If you’re planning to leave Cumming, GA, Wichalonis Insurance Agency has some tips to keep you and your RV safe for a camping trip in an RV.

Guard Your RV Against Fire

Fires are the most significant cause of RV loss in the United States. According to the National Fire Protection Association, over 2,000 RV fires happen yearly. Many things cause an RV to catch fire, including faulty wiring, appliances, and improper storage. To keep your RV safe from fire, here are a few tips to keep in mind:

  • Always have at least three fire extinguishers in your RV.
  • Plan and memorize your escape routes. (Have at least two.)
  • Check all your 12-volt connections to avoid shorts.
  • Inspect for leaking fluids.
  • Turn off all propane appliances and shut off the tank before driving.

Be aware of your RVs height and weight.

Many accidents happen because of a lack of clearance. Ensure your RV has enough support to avoid hitting objects in your path. This includes high things like trees, power lines, and obstacles that need more space, like mailboxes and fire hydrants. Don’t take turns too fast, either.

Be aware of other drivers.

The "See and Be Seen" rule applies to motorized vehicles, including RVs. Make sure other drivers can see you and that you can see them. Always use your turn signals and headlights.

Things can go wrong when you’re trying your best to be safe. If you have an accident, a good RV insurance policy can help you get back on your feet. If you own an RV in Cumming, GA, contact Wichalonis Insurance Agency for more information.

Why you need optional coverages in your RV insurance policy

Your RV acts as your home and car when you’re out there. So it makes sense to have proper RV insurance in place to protect all the vital aspects of your home on wheels. RV insurance is more similar to auto insurance than home insurance as it involves driving to move from one place to another. 

At Wichalonis Insurance Agency, we recommend getting all the required coverages and speaking to your insurance agent about other coverages that can fill the gaps left. Remember you need to carry the minimum liability coverage if you own a drivable RV in Cumming, GA. Here are a few reasons why you should buy additional coverages.

To protect your personal belongings

If you live in your RV or spend most of your time in your RV touring vast Georgia and other surrounding states, you may want to pay extra attention to your personal belongings coverage. If you have extremely valuable items in your RV, a separate policy for them would be a better idea.

There will always be an emergency 

No matter how well you plan your trip, there will always be something escaping your mind, such as forgetting to carry your flashlight or locking the door properly. Depending on the level of forgetfulness, you may want to make sure that you have enough coverage in case of accidents.

Peace of mind

Whether you’re planning a short or long trip, you want to enjoy every bit of the journey without worrying about your safety and other financial needs. Most optional coverages such as roadside assistance and vacation liability are designed to provide peace of mind that whatever happens, your policy has you covered.

We can help you

At Wichalonis Insurance Agency, we care about your safety. To learn more about RV and other insurance options, feel free to contact us or visit our Cumming, GA offices at your convenience.

Does RV Insurance Still Cover Your Motor Home If You Use It As A Residence?

Instead of limiting themselves to owning a home and staying in one place, many people, especially retirees, have chosen to purchase motor homes and use them as their permanent residence. The nomadic lifestyle allows them to stay in one place as long as they like before moving on to their next adventure. The agents of Wichalonis Insurance Agency serve residents in Cumming, GA by helping them find the right type of RV insurance to meet their individual needs. 

Mandatory Coverage

Since motor homes are driven on the highways, they must carry mandatory insurance to cover your liability. Just like automobiles and other vehicles, motor homes must be covered by insurance as long as they can be driven on the roads. There are several types of RV options that you can purchase that will cover both your personal property as well as allow you to maintain the mandatory coverage required by law.

Your Permanent Residence

As your permanent residence, your motor home will hold your personal possessions. With the right RV insurance, you can protect your belongings as well as protect yourself from financial loss if someone visits you and is injured while they are in your motor home. 

RV insurance is a must-have if you plan on using your motor home as your permanent residence. The agents of Wichalonis Insurance Agency are available if you have any questions. If you live in the Cumming, GA area and are planning to purchase a motor home and use it as your permanent residence, call and talk to an agent at your earliest convenience. We will find the right RV policy for you!