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An auto accident on your property can be stressful, particularly if someone is injured or your property is damaged. Whether a driver hit a parked vehicle, struck a structure, or lost control on your driveway, knowing what to do next can help you protect yourself and address the situation appropriately.
Make Sure Everyone is Safe
Start by checking whether anyone involved in the accident needs medical attention. Call 911 if there are injuries, significant property damage, or another emergency. If it is safe to do so, keep people away from moving traffic or other hazards.
Avoid admitting fault or making statements about who caused the accident. Stick to the facts when speaking with the other driver, emergency responders, and your insurance company.
Document the Accident
Take photos and videos of the vehicles, damage to your property, road conditions, driveway conditions, and anything else that may be relevant. Get the driver’s name, contact information, insurance information, and license plate number if possible.
If there were witnesses, ask for their contact information. A police report may also provide useful documentation of what happened.
Contact Your Insurance Agent
The insurance coverage that applies can depend on the circumstances of the accident and the policies involved. Your auto insurance may address damage to a vehicle, while your homeowners insurance could potentially come into play if your home or other insured property was damaged. Contact your insurance agent promptly to explain what happened and determine which coverage may apply. Your agent can also help you understand whether you need to file a claim and what information your insurer will need.
Call Wichalonis Insurance Agency, Serving Cumming, GA
If you’re ready to learn more about what auto insurance policy makes the most sense for you, the team at Wichalonis Insurance Agency, serving Cumming, GA, is here to help. Reach out to our team today to learn more.
